Build a simple monthly budget
Turn your income and bills into a clear budget with savings goals.
Step by step
1. Find your take-home pay and list your bills. 2. Paste the prompt with your numbers. 3. Ask it to adjust categories that don't fit. 4. Copy the table into a note or spreadsheet. 5. This is general information, not financial advice. For debt or big decisions, see a free financial counsellor (moneysmart.gov.au or 1800 007 007).
Copy-paste prompt
My monthly take-home pay is [amount]. My bills are [list]. Build a simple 50/30/20 budget table and suggest 3 realistic ways to save.
Replace the [square-bracket] bits with your details.
Guide only. AI can get things wrong, so check the answer and use your own judgement. Disclaimer
Works with these free tools
- ChatGPT (free)
- Gemini
- Claude (free)
- Grok
- Copilot
Check the answer
Add up the table yourself with a calculator; AI can make arithmetic mistakes.
General information only, not financial advice. Check important money decisions with a licensed adviser or accountant.